If you are involved in an accident you may notice that the insurance companies want to rush you to either make a statement or accept a settlement as soon as possible. You are probably thinking it is ok to speak with them and they will treat you fairly, unfortunately this may not be the case. Remember insurance companies are in the business of making money so they will try to offer you the lowest settlement possible and give you a paper to sign saying you waive all future claims against them. Here are some things to consider when dealing with insurance companies after your car accident:
Dealing with your own Insurance Company After an Accident
- You should notify your insurance company immediately after you have been in an accident, whether you are at fault or not. If you fail to provide the insurance company this information it can void your insurance policy all together.
- You should answer all their questions but DO NOT ADMIT LIABILITY, even if it’s your own insurance company, just provide the facts regarding the situation. Avoid making any statements that could be foreseen as you admitting any liability or contributing to the accident.
- If the insurance company asks you to provide them with a written or recorded statement, you should refuse and contact a Miami or Fort Lauderdale accident attorney immediately. Any questions you may answer, via a recorded statement, will be designed to hurt your claim.
- If you do not feel comfortable speaking to an insurance company then you should retain an experienced auto accident attorney and have them assist you.
Dealing with the Other Driver’s Insurance Company After an Accident
You are usually obligated to speak with your own insurance company after an accident but you are not required to speak with a third party insurance company. If at any time the other insurance company contacts you, you should immediately decline to speak with them and provide them with the phone number of your auto accident attorney.
How Miami Auto Accident Attorney Ofer Shmucher Can Help
It doesn’t matter what the circumstances surrounding your auto accident are, your best bet is to hire a Miami or Fort Lauderdale auto accident attorney because it will make it easier for you to recover the most out of your claim. Remember that you should retain counsel as soon as possible because the longer you wait the more likelihood that the evidence will disappear and the witnesses will start to forget about the incident. Contact Shmucher Law, PL to speak with an experienced car accident attorney today.